How to deal with the threat of homelessness


SHARED HOUSE / FLAT

This type of accommodation is available to let from private landlords. You could get together with one or added friends and hire fee a house together exposing the living room kitchen and bathroom. It can be difficult sharing along furthermore people you do not get hold of, thence make sure you feel comfortable with the other occupants before you agree to share. The rents may perhaps be high as landlords can ask a ‘publicize rent’ and lettings are often on short name. Never proof an agreement without seeking guide initially.

If you are going to claim housing benefit recall it might be restricted if you are paying above the promote hire fee.

Staff at Housing and Money Advice Centres would help you decide whether you can afford this type of accommodation and whether or not a detailed bed-sit offers you elegance for the reason that cash.

LIVE IN ACCOMMODATION

Some types of trade offer accommodation, such as hotel work, if you are a student, the college may tolerate accommodation

COUNCIL HOUSING

Anyone over 16 may well apply to be housed by the council.
Application forms are to be had from all Borough Council housing offices. Completed forms can be returned to any office

Just once you have made an application don’t forget to notify the Council of any changes in your circumstances, especially if you change address.

Contact Northampton Borough Council on 01604 837890 or the Housing also Money Advice Centre for information plus guide on the housing register.

HOUSING ASSOCIATIONS (REGISTERED SOCIAL LANDLORDS)

These are organisations which own and rent flats, houses and bungalows. Assorted specialise in housing for youthful solitary people. A list of local Housing Associations is available cherish the Housing also Money Advice Centre. Most vacancies also Housing Associations are given to persons on the Council’s waiting list.

WHERE TO LOOK AND WHAT TO CHECK OUT

· Talk to friends
· Look in the local papers and shop windows for property to rent ads.
· Northampton Borough Council has a waiting list, try to register on this. The accommodation may be cheaper than private rented but you will probably have to linger some time for council accommodation. This also applies to Housing Associations.
· If you are a student, contact your Welfare or Accommodation Officer or approach your student union representative
· The Housing & Money Advice Centre has accommodation lists. Landlords advertise there because it costs them nothing and landlords care gratis property announcing

If you are offered somewhere to live, don’t be afraid to refer to the landlord a lot of questions, especially before signing an agreement – try as well as taste a in reality good look at the place.

REMEMBER – private landlords nearly always require rent in advance and a mar set

Questions you should ask the landlord

· You should ask for a written holdings and seek advice prior to you sign it
· Who pays the electric and hose down rates?
· Does the landlord live on the premises? This will affect your rights
· Who is your landlord and whereas does he/she live? Landlords are required to by law to provide you with this information
· Is there an inventory? If not make your own furthermore give a keep a copy to the landlord. List everything in the rooms furthermore what condition it is in. The inventory should troth signed by you and the landlord.
· Find out exactly what the rent is, whatsoever you have to pay and what on earth it is for the reason that.
· Ask for a rent book and receipts for the reason that any money you pay to the landlord or agent. If your rent is due weekly, the landlord should by act provide you with a rent textbook.
· Ask to see the Gas Safety certificates for any gas appliances i.e. gas fire, heating

Contact the Housing also Money Advice Centre if you have a problem with this

NEVER SIGN A TENANCY AGREEMENT UNTIL YOU UNDERSTAND EVERYTHING. IF IN DOUBT GET PROPER ADVICE

PROVISIONS FOR THE UNDER 18′S

COMMUNITY SUPPORT TEAM

The Community Support Lineup is part of the Resources Team. They offer a deal to young people between the ages of 16 and 17
They are based at 196 Kettering Road. They assist in obtaining accommodation and give advice on many aspects of teen peoples lives i.e. strength, training, psychological and behavioural development, identity, family and social relationships, self – be troubled skills or are able to signpost to other agencies

For an appointment articulation 01604 620343 Monday – Friday 9.30am – 4.30 pm

MONEY MATTERS

If you unemployed, are sick or on a low income you may be entitled to claim benefits. These could consist of Income Support, Job Seekers Allowance, Incapacity Benefit etc

If currency is tight you may benefit from budgeting advice from a debt counsellor at the Housing & Money Advice Centre.

Most benefits are settled weekly or fortnightly in arrears and in some circumstances a Crisis Loan can be considered if you have no means to support yourself until your primarily benefit charge is due. This is discretionary interest free payment that will have to be repaid via deductions from your assistance

A Budgeting Loan can be considered one time Income Support and Income Based Jobseekers Allowance have been in payment for 26 weeks. Budgeting Loans may possibly be granted for household items and rent in advance. Like a Crisis Loan, a Budgeting Loan is a voluntary interest free payment that will have to be repaid via deductions from your benefit

To enquire about benefits and for the reason that advice on how to make a claim contact the Job Centre at the following address:

Jobcentre plus
Frances House
21 Lower Mounts
Northampton NN1 3LY

Telephone 01604 446100

Benefit Enquiry Line 0845 6004258
Social Fund Line 01900 221379

EMPLOYMENT

It is difficult to find function if your are poor. Casual make effort may be easier to find except glance for permanent reasonably than temporary labor

Most employers expect new employees to work at least a week before paying any wages and you might not always find work that will pay enough to shelter the rental fee. You may still engagement entitled to other benefits – Housing & Money Advice staff can advise you of this.

Jobcentres also provide information, advice and various leaflets which you may find helpful in your search for employment

HOUSING BENEFIT

Many men not working or on a low income can claim help with their rent and should apply to:

Northampton Borough Council
Benefit Services
The Guildhall
Northampton NN1 1DE

Telephone 01604 837700

Application kinds are available from the address above. If you claim Income Support or Job Seekers Allowance you should comprehensive the enclosed housing benefit (NHB1) and council tax benefit types and hand each other to the DWP. However, you will likewise need to complete the Council’s Housing Benefit Form.

PLEASE NOTE

You should complete a Pre – Tenancy Determination ahead of you sign a tenancy agreement in addition to a private landlord.

This will tell you if Housing Benefit will cover all the rent the landlord is charging before you commit yourself and move in. Forms are available from Benefit Services and the Housing & Money Advice Centre.

Housing Benefit does not cover any charges included the rent for food, heating, hot water, lighting or cooking. You must pay these savours your other income / benefit.

When you switch into your new accommodation entire a housing benefit form at once and return it to the Housing Benefit Section. Do not worry if you cannot supply all the testimony and information required on the format once – you can send it in later if you setback returning the generate you may lose benefit, and get into charter hire arrears.

SINGLE CLAIMANTS UNDER 25

Most single kinsfolk under 25 who live on their own inside self contained privately rented accommodation will not troth able to get the full bulk of lease paid by Housing Benefit

The Benefit will be based on the lower end of a single room rate assessed by the Rent Officer Service. This is a market based valuation for a lone room with shared toilet in addition to kitchen facilities also this will be the maximum aggregate of rent that might perhaps be used in calculating new claims

PAYMENT OF HOUSING BENEFIT IN ARREARS

All new claims and changes of area claims given that privately rented and Housing Association capital now withstand their Housing Benefit remitted in arrears

PRIVATE RENTING

Landlords who let any sort of property usually take a DEPOSIT from the tenants. This is kept to shelter any costs the landlords may have if the tenant has caused any damage to the to the furniture or fittings. There are no benefits available to help you pay a landlord any deposit money, try to negotiate. Sometimes it is value, if possible, paying the deposit instalments.

Even if a landlord does not expect a deposit the lucks are he / she will crave RENT IN ADVANCE. The portion can vary, also again do not be afraid to negotiate .

If you are in appetite of rent in advance because you have nowhere to live you can apply to the DWP for a loan. The Housing & Money Advice Centre may also troth able to assist.

ADVICE & HELP

It is important to remember you are on no account by myself. There are uncountable sorts of advice available Northampton. The Library or cellular phone book are good places to find out what is on hand locally. The following are just a few places where you can get help and recommendation.

SHELTERLINE

8.00 am – 12 nighttime telephone 0808 800 444

CITIZENS ADVICE BUREAU
72A St Giles Street Northampton tel 0870 120 2433

SAMARITANS
2 St. Michaels Avenue Northampton tel 01604 637637 ( Available 24 hours )

THE LOWDOWN ( Advice & Counselling 16 – 25 year olds )
3 Kingswell Boulevard Northampton tel 01604 622223

NORTHAMPTON BOROUGH COUNCIL
The Guildhall
St Giles Square
Northampton tel 01604 837837

RELATE
Hazelwood Highway Northampton tel 01604634400

WELFARE RIGHTS ADVICE SERVICE
3 / 7 Hazelwood Road Northampton tel 01604636112

THE JESUS CENTRE 2 Lower Mounts Northampton tel 0871 8712121

NORTHAMPTON GAY & LESBIAN ADVICE CENTRE tel 01604 528986

LONE PARENT HELPLINE tel 0800 018 5026

SUNFLOWER CENTRE tel 01604 233684

NATION DEBTLINE tel 0808 8084000

NORTHAMPTONSHIRE COUNTY COUNCIL TEL 01604236236

For tips on emperor angelfish and flame angelfish, visit the Angelfish Care website.